In a surprising twist of fate for the Walkers, Holly becomes the only saving grace for Ojai Foods after a major international business deal goes bad. Meanwhile, Justin delivers some heartbreaking news about a family member, Saul makes a stunning confession and Kevin and Scotty share a life-changing moment.

Guest starring are Luke MacFarlane as Scotty Wandell, Justine Dorsey as Sophie McCallister, Max Burkholder as Jack McCallister, Matt Fletcher as the cashier, Tom Virtue as Dr. Bob Rosen and Paula Rhodes as the B-movie victim.

“Moral Hazard” was written by Sherri Cooper-Landsman and Jason Wilborn and directed by Michael Morris.